Apparel IndustryFactoring

Apparel Industry

Factoring Services

People in the apparel industry know that today’s fashion designs and styles can be gone tomorrow. It is a constantly changing industry where apparel companies must keep pace with the latest fashion trends or risk going out of business. From seasonal sales fluctuations to inventory management, changing production costs to supply chain challenges, maintaining a steady cash flow as a business owner can sometimes seem impossible.

Whether your business is new to the apparel industry or is a small to medium-sized company, having the capital you need to compete and grow is essential. Unfortunately, running an apparel business comes with its share of financial challenges. Unlike large corporations with substantial cash reserves, many new and smaller companies in the apparel industry struggle with fluctuations in cash flow that can affect many aspects of a company’s operations and growth, including:

  • Difficulty paying employees on schedule
  • Not being able to pay operating expenses
  • Being unable to purchase inventory and materials to fill customer orders
  • Missing growth and expansion opportunities because of insufficient capital

Factoring Solution

for Cash Flow Shortages

Customers in the apparel industry often demand aggressive credit terms instead of paying for orders when delivered. It is common to wait 60 days or more for payment. As you’re waiting for payment, daily costs continue to add up. Luckily, there is a financing solution available that can help bridge the gap between invoicing and payment.

Factor Funding Company is a nationwide expert in developing and offering factoring solutions for the cash flow problems of companies in the apparel industry. Apparel industry factoring turns your unpaid invoices into immediate cash that can be used for any purpose, including:

  • Meeting current payroll needs
  • Taking advantage of growth and expansion opportunities
  • Upgrading equipment to keep pace with changing technology
  • Marketing and advertising to attract new customers
  • Adapting to changing production costs
  • Allowing your company to take advantage of cash discounts from suppliers

Quick access to usable capital can stabilize your cash flow and protect your business against both planned and unplanned financial challenges.

Benefits of

Apparel Industry Factoring

Traditional bank loans can be expensive and involve lengthy waiting periods until you can access the money. Not to mention the time consuming applications and paperwork, along with yet another monthly payment. With apparel industry factoring, your company receives a percentage of the face value of unpaid invoices without having to wait for payment from the customer.

By factoring a portion of your outstanding invoices at regular intervals, your company can have a consistent flow of cash. Instead of waiting months for payment, your company can have the cash it needs as soon as you ship an order. If you’re looking to propel your apparel business forward, consider exploring the potential of invoice factoring as a means to unlock new opportunities and achieve your business goals.


Learn More About Apparel Industry Factoring

What better way to finance your business than with an expert with decades of experience helping other apparel business owners grow their businesses?

Running a business isn’t easy, and figuring out financing on your own is even harder. Waiting around won’t help you pay your expenses.

Reach out to our financing experts to chat about your financial needs and learn how we can partner with you to help you achieve your business goals. Here’s to your success!